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Najma
Najma is a 32-year-old lady who enjoys doing hand embroidery on leather sheets for shoe making. She receives orders from the shoe-making factory and earns a reasonable amount of income to support her family. She has five children and is trying hard to fulfill their demands including food, health, clothing and education. To fulfill the orders of her customers on time, she has applied for a loan of Rs 20,000 through Kashf Foundation. This loan will help her to purchase leather with some spools of thread and packs of beads. In this way, she can manage to complete orders on time and earn enough income to support her family well.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $3,004
    Average annual income
  • 149
    View loans »
    Pakistan Loans Fundraising
  • $13,465,025
    Funds lent in using Kiva
  • 98.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Najma to purchase more stock of leather, some spools of thread and packs of beads.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
May 28, 2013
Listed
Jun 19, 2013
Currency Exchange Loss:
Possible
Ended:
Mar 21, 2014