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Osim is 23 years old. He is a young, energetic and motivated individual. He is single and lives with his parents. Osim has been running his own business for over three years. He buys apricot orchards, collects the harvest, processes the apricots and sells the finished product, dried apricots, on the local market. Osim is gradually growing his business. He would like to grow the business further and so he has applied for a loan to purchase an apricot orchard. His work season is now, since apricots have already ripened. He is requesting a loan of 5,000 somoni. He awaits your kindness.
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Осиму 23 года. Он молодой, энергичный и мотивированный человек. Он холост и живет с родителями. Осим более 3 лет занимается собственным бизнесом. Он покупает сад абрикоса, собирает урожай, обрабатывает абрикос и готовую продукцию, то есть курагу он продает на местном рынке. Осим постепенно развевает свой бизнес. Он хочет развивать бизнес дальше и поэтому он обратился за займом, чтобы купить абрикосовый сад. Сейчас сезон его работы, так как абрикосы уже спелые. Он запрашивает займ на сумму 5000 сомони. Он ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON's effort to expand financial access to rural populations through 16 offices located far from regional centers or main towns. By funding this loan, you are enabling rural populations to gain better financial skills, develop businesses and improve their lives.

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 117
    View loans »
    Tajikistan Loans Fundraising
  • $29,882,225
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Osim to buy an apricot orchard for his business.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jun 13, 2013
Jun 16, 2013
Currency Exchange Loss:
Apr 17, 2014