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Kajik has a private truck, which he has bought with the help of his own savings and from time to time, he provides private freight delivery for his villagers and neighbors. Kajik and his family live in the village of Aknaghbyur, which is in the Tavush region. He lives with his wife, children and retired mother. Near their house, they have a plot of land and Kajik and his wife cultivate some vegetables (tomatoes, cucumbers and some greens) for their family's use. Kajik is a very hard-working man. He has worked in their village at the gas service and he used to work as a driver, after which he was a worker. For several years, Kajik has gone to the Russian Federation to work abroad. All these prove that Kajik does everything for his family’s well being.

Kajik needs a loan of 500,000 Armenian drams to buy tires for his car and to do some technical repair on his car.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 159
    View loans »
    Armenia Loans Fundraising
  • $14,910,275
    Funds lent in using Kiva
  • 417.2
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Kajik to buy tires and repair his car.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 15, 2013
Jun 19, 2013
Currency Exchange Loss:
Nov 17, 2014