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Farogat is an unmarried young woman. She is 22 years old. She lives in the Vahdat region together with her parents. Farogat started her retail business after finishing secondary education at the age of 18 years. Currently she is already an independent young woman.

Farogat works as a saleswoman in her own store, and has promoted her business for four years already. She sells food products and household goods. Her parents help her with the business. Farogat loves her work and tries to serve her customers politely and efficiently. The income received from the sale is the only source of income for the family.

Farogat requests a loan to purchase products in order to increase her assortment.
View original language description ↓
Фарогат незамужняя молодая девушка. Ей 22 года. Она вместе с родителями проживает в городе Вахдат. Фарогат после окончания средней школы в возрасте 18 лет начала заниматься торговым бизнесом. Сегодня уже она самостоятельная и независимая девушка. Фарогат работает продавщицей в собственном магазине и уже 4 года как продвигает свой бизнес. Она продает продукты питания и хозяйственные товары. В бизнесе ей помогают родители. Фарогат любит свою работу и старается обслуживать клиентов вежливо и качественно. Прибыль, получаемый с продажи является единственным источником их семейного дохода. Фарогат запрашивает кредит для закупа товаров, чтобы увеличить ассортимент продуктов.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 263
    View loans »
    Tajikistan Loans Fundraising
  • $30,431,075
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Farogat to purchase food products and household goods with an aim to increase turnover.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 14, 2013
Jun 16, 2013
Currency Exchange Loss:
Jul 17, 2014