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Qumrinisso
Qumrinisso is 60 years old and she is a kind and hard-working woman. She was born and raised in a village, but after she married she moved to the city, where she lives with her family. Her husband works as a handyman doing home repairs. For a long time, Qumrinisso stayed at home and raised her children, but now her children are grown and have started families of their own and become independent, she has decided to start a small business. Following the advice of her friends, she began selling stationery and office supplies. She enjoys this work very much, as it gives her a good income. Her suppliers bring her goods at low prices and she sells them at her local market at a markup. Working for herself makes Qumrinisso feel independent. She tries to help her children. At the moment, she wants to buy a stock of office supplies, as demand for her goods increases every day. She has decided to turn to Arvand for a loan, as she does not have enough money in hand for this. Qumrinisso thanks Arvand in advance for their help and support.
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Кумриниссо 60 летняя добрая и трудолюбивая женщина. Она родилась и выросла в кишлаке, но после замужества переехала в город. Кумриниссо с семье живут в городе. Ее муж работает мастером по ремонту домов. Кумриниссо очень долгое время сидела дома и занималась воспитанием детей а теперь когда дети выросли и обзавелись своими семьями и стали самостоятельными, она решила начать свой маленький бизнес. По совету своих подруг она начала торговлю канцелярскими товарами. Этот вид деятельности ей очень нравиться, так дает очень хорошую прибыль. Поставщики приносят ей товар по дешевле и она продает на рынке своего города по дороже. Зарабатывая сама, Кумриниссо чувствует себя независимой. Она старается помогать своим детям.
На данный момент Кумрниниссо хочет закупить канцелярские товары, так как спрос на товар растет с каждым днем. Она решила обратится в организацию Арванд за кредитом, так как на руках у нее нет достаточных денежных средств.
Кумриниссо заранее благодарит Арванд за помощь и поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 167
    View loans »
    Tajikistan Loans Fundraising
  • $29,362,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Qumrinisso to purchase of office supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 28, 2013
Listed
Jun 15, 2013
Currency Exchange Loss:
N/A
Ended:
Jun 17, 2014