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Mukarama is married, she is 50 years old. She is a mother of four children. All her children are adults and almost all have families of their own. Mukarama lives with her big family in the region of Shahrituz. Her husband works in the capital city and her oldest son is now in Russia for work. Mukarama is a responsible and social woman. She has secondary education. Mukarama is a farmer. She has been in agriculture for over five years growing mainly rice on a small plot of land. Her daughter-in-law and her husband help her in this business. She is asking for a loan to buy mineral fertilizer and rice seeds. The loan will help her cultivate the land, sow the harvest, and use the income from the harvest to support the family.
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Мукарама замужем. Ей 50 лет. Она мать четверых детей. Все ее дети уже взрослые и почти все обзаведены семьями. Мукарама со своей большой семьей проживает в районе Шахритуз. Ее муж работает в столице, а старший сын находится в России на заработках. Мукарама ответственная и общительная женщина. У нее только среднее образование. Мукарама является фермером. Она уже более 5 лет занимается земледелием и на небольшом участке земли выращивает зерновую культуру (рис). Ей в деятельности помогает невестка и муж. Она просит кредит для закупа минеральных удобрений и семян риса. Кредит поможет ей обработать землю, посеять урожай, а за счет дохода с урожая обеспечить семью.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 107
    View loans »
    Tajikistan Loans Fundraising
  • $29,901,400
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Mukarama to buy mineral fertilizer and rice seeds.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 6, 2013
Jun 15, 2013
Currency Exchange Loss:
Jul 17, 2014