Vaeluaga is a 49-year-old married woman with four children. She has a small plantation and grows taro, bananas, and taamu to earn a living. She has been doing this for five years. Vaeluaga has requested a loan to buy equipment for her plantation such as a mist blower, chemicals, bush knives, rakes, and a knife sharpener. She also wants to buy school uniforms for her kids and to pay their school fees. She has been a member of SPBD for three years. With her profits, Vaeluaga hopes to reinvest in her business and improve her family's living standards.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.