39 year old José is a very responsible man who supports his home, he has always been described as providing the best for his children. Today he lives with his spouse and two children. He is very hard working and is always happy and enthusiastic. He is a farmer and every year plants basic grains such as corn and beans in his fields. José wishes to increase his sales and therefore he visited the INTEGRAL offices to ask for a loan which will permit him to buy seeds, manure, fertilizer, pesticides, and other supplies. He hopes to count on the help from the loan since he doesn't have any other monetary income, and with it he will be able to provide for his family's daily needs without any worry.
Jose de 39 años de edad es un hombre muy responsable con sus obligaciones de hogar, ya que siempre se ha caracterizado por brindarles lo mejor a sus hijos. Actualmente vive junto a su esposa y sus dos hijos, es muy trabajador, siempre lo ha realizado con alegría y entusiasmo, se dedica a ser agricultora siembra todos los años los principales granos básicos de la zona como lo son, maíz y frijol. José desea incrementar sus ventas y por eso visitó las oficinas de INTEGRAL para solicitar un crédito el cual le permita comprar: semillas, abonos, fertilizantes, pesticidas entre otros. Desea contar con la ayuda solicitada puesto que no tiene otros ingresos monetarios, y así el seguirá llevando el pan de cada día a su hogar sin limitación alguna.
More information about this loan
This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.
About Apoyo Integral
Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.