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German
German, 52 years old, lives with his family in his own home.

He works in agriculture, specifically in the cultivation of corn and beans. He has been working in this field for many years and has gained a lot of valuable experience which allows him to obtain the best crops.

The land he cultivates is located in an agricultural sector. He sells in all the surrounding areas and has many regular clients. These people always prefer his products because of the quality and the really affordable prices.

German needs to invest in supplies but does not have sufficient funds for this so he is asking Integral for a loan to permit him to buy seed, fertilizer, insecticide, tools, etc. He is sure that he can pay off the debt on time and at the same time he has confidence that he can give his family the life they deserve.
View original language description ↓
Don german de 52 años de edad vive con su familia en casa propia el se dedica a la agricultura específicamente al cultivo de maíz y frijol, tiene muchos años de trabajar en este rubro y se ha hecho de experiencia muy valiosa que le permite obtener las mejores cosechas , el terreno de cultivo está ubicado en una zona de incidencia agrícola, el comercia en todas las zonas aledañas y ya tiene mucha clientela fija, estas personas siempre prefieren su producto pues es de calidad y a precios realmente accesibles, don german necesita invertir en insumos pero no posee de suficiente capital por eso le solicita a INTEGRAL un crédito que le permita comprar semilla, abono, insecticida, herramienta, etc. el está seguro que podrá saldar su deuda a tiempo, y a la vez tiene la confianza que podrá darle a su familia la vida que se merecen.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 790
    View loans »
    El Salvador Loans Fundraising
  • $25,672,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped German to buy seed, fertilizer, insecticide, tools, etc.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jun 8, 2013
Listed
Jun 18, 2013
Currency Exchange Loss:
N/A
Ended:
Apr 16, 2014