Joselito is 45 years old. He lives with his life's companion and his son. He has worked in agriculture for several years. He grows corn and beans and by selling his crops, he is able to pay for his household expenses. He is a responsible, honest and hardworking man. Joselito is asking for a loan to be able to buy materials for his crop, such as fertilizer, manure, seeds, etc., as seen in the photograph. What he earns isn't enough to cover his expenses and this way he will have better income and better finances for his family.
Don Joselito de 45 años de edad vive con su compañera de vida y su hijo, el se dedica a la agricultura desde hace varios años siembra frijol y maíz y con las ventas que realiza de sus cosechas logra solventar los gastos que tiene en su hogar, es un hombre responsable, honesto y trabajador. Don joselito está solicitando un credito para poder comprar insumos para su cosecha como: fertilizantes, abonos, semillas, fertilizantes, etc. asi como muestra la fotografía ya que con lo que gana no le alcanza para cubrir esos gastos y asi tener mejores ingresos y tener una mejor estabilidad económica con su familia.
More information about this loan
This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.
About Apoyo Integral
Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.