Epifania is a 54-year-old married woman with nine children. She would like to start growing a taro plantation to earn a living. Epifania has requested a loan to buy fertilizers, shovels, a wheelbarrow, etc., for taro crops.
She has been a member of SPBD for many years. Epifania will spend her profits to extend/improve her business.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.