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Emmanuel Group
In this Group: Marling Daniela, Maria Mercedes, Elena Margarita, Linda Violeta, Francisca Del Socorro
This group consists of five successful, enterprising members, one of whom is Linda. She is 21 years old, married with a two year old son, and her business is a small grocery store in her home that she has had for 18 months. Previously she was a student and she opened her business to support her family's expenses. The loan will be used to buy grains like rice, beans, sugar, oil, sour cream, bagged milk, butter, bread, sweet bread, beef, chicken, etc. Marling is 30 years old, her business is selling food from her home. Elenta is 55 years old, her business is selling tortillas. María Mercedes is 23 years old, her business is selling new clothing. Francisca is 50 years old, her business is selling perfume and new clothing.
View original language description ↓
Este grupo está formado con cinco socias emprendedoras de éxito, una de ellas es Linda mujer de 21 años, casada con un hijo de dos años, su negocio es tener una pulpería en su domicilio, desde hace 18 meses, anteriormente era estudiante lo que se casa y abre su negocio para aportar al gasto de su familia, el crédito lo invertirá en la compra de granos como arroz, frijol, azúcar, aceite, crema acida, leches en bolsa, mantequilla, pan, pan dulce, carne de res, carne de pollo etc. Marling tiene 30 años de edad su negocio es la venta de comida en su domicilio, Elena tiene 55 años de edad su negocio es la venta de tortilla, María Mercedes tiene 23 años su negocio es la venta de ropa nueva, y Francisca tiene 50 años de edad su negocio es la venta de perfumen y venta de ropa nueva.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 91
    View loans »
    Nicaragua Loans Fundraising
  • $25,011,000
    Funds lent in using Kiva
  • 24.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Emmanuel Group's $1,875 loan helped a member to buy grains like rice, beans, sugar, oil, sour cream, bagged milk, butter, bread, sweet bread, beef, chicken, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 23, 2013
Jun 17, 2013
Currency Exchange Loss:
Dec 20, 2013