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The client lives in his own house with his life partner and his child. He has been growing corn and beans for five years. This has given him the needed experience in order to take care of his crops. He sells his harvests at the markets that sell basic crops. With the earnings that he gets from his sales he manages to pay the household expenses.

The client is requesting a loan in order to be able to improve the land where he plans to plant. He will also buy the needed supplies like fertilizers, herbicides, compost, and seeds, among other things in order to have good harvests. This way he will be able to get better earnings in order to be able to give his family better financial stability.
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El cliente vive en casa propia con su compañera de vida y su hijo, él se dedica al cultivo de maíz y fríjol, desde hace 5 años y eso le ha dado la experiencia necesaria para asistir sus cultivos, sus cosechas las comercializa en los mercados de compra de granos básicos, con las ganancias que obtiene de sus ventas logra solventar los gastos de su hogar. El cliente solicita un credito para poder mejorar el terreno donde piensa hacer su siembra y comprar los insumos necesarios como fertilizantes, herbicidas, abonos, semillas, entre otras cosas para tener buenas cosechas y asi el pueda obtener mejores ganancias para poder darle a su familia una mejor estabilidad económica.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 853
    View loans »
    El Salvador Loans Fundraising
  • $28,317,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped this borrower to buy fertilizer, herbicide, compost, and seeds, etc.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Jun 11, 2013
Jun 17, 2013
Currency Exchange Loss:
Apr 16, 2014