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Peaceful Group
In this Group: Aminata , Esther , Nyama , Adama , Ramatu
Pictured here are members of the “Peaceful” group from Koidu, a city in eastern Sierra Leone. They are petty-businesswomen who have come to SMT, a partner of Kiva, in order to apply for a loan of SLL 500,000 for each in the group. With this loan, they will be able to add more goods to their respective businesses, attract more customers, make more sales and profit, and consequently improve on their living conditions.

The featured leader of this group of entrepreneurs is Adama. Adama was born in Kombayinde, in eastern Sierra Leone. She is married to a farmer and has three children, two of whom are attending primary and secondary schools.

Adama has been a businesswoman for four years now. She sells market-food items like tomatoes, etc. With her share of this loan, she is going to buy a large quantity of tomatoes, etc. to add to her current stock.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 29
    View loans »
    Sierra Leone Loans Fundraising
  • $9,391,500
    Funds lent in using Kiva
  • 4,329.7
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Peaceful Group's $600 loan helped a member to buy a large quantity of tomatoes, etc. to add to her current stock.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
May 14, 2013
Jun 17, 2013
Currency Exchange Loss:
Feb 17, 2014