On her own initiative, and through hard work and determination, Yulisa works in handicrafts and the textile industry that is important in her area. She works everyday for about 10 hours and she believes that things are going well because she performs well at her work and because she is friendly to everyone.
Yulisa is very thankful to the lenders of Kiva and, thanks to their help, she will be able to complete the improvement of her home. The rainy season is approaching and she needs to reinforce her roof and the windows in her home. Yulisa will be able to help her family have more security and improve their well-being. And so, she will continue working and striving to achieve her dream of completing her studies for a professional career.
Por iniciativa propia, con mucho empeño y dedicación, Yulisa trabaja como obrera en el área de manualidades de una empresa textil de su ciudad, ella trabaja todos los días por un aproximado de 10 horas y cree que le va bien por su buen desempeño y por el trato amable que brinda a los demás.
Yulisa se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar el mejoramiento de una habitación en su vivienda, ya que al acercarse la época de lluvias necesita refaccionar el techado y las ventanas de una habitación, de esta manera Yulisa y su familia tendrán mayor seguridad y bienestar, así pues ella seguirá trabajando y esforzándose para lograr su gran sueño de poder estudiar una carrera profesional.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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