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Yulisa Katerine
Yulisa is 18 years old, single and lives in the city of Chincha with her parents and siblings. She is a friendly, hard working, and an enthusiastic person who has a drive to succeed. Unfortunately, due to lack of economic resources, and because she needed to work to support her parents, Yulisa was not able to get a business degree like she wanted. In her free time, she likes to listen to music and on occasion she cooks a delicious dish called Carapulcra con Sopa Seca to share with her family.

On her own initiative, and through hard work and determination, Yulisa works in handicrafts and the textile industry that is important in her area. She works everyday for about 10 hours and she believes that things are going well because she performs well at her work and because she is friendly to everyone.

Yulisa is very thankful to the lenders of Kiva and, thanks to their help, she will be able to complete the improvement of her home. The rainy season is approaching and she needs to reinforce her roof and the windows in her home. Yulisa will be able to help her family have more security and improve their well-being. And so, she will continue working and striving to achieve her dream of completing her studies for a professional career.
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Yulisa es una joven de 18 años, es soltera, vive en la ciudad de Chincha con sus padres y hermanos, ella es una persona muy amable, trabajadora y entusiasta, que tiene un gran deseo de superación; lamentablemente por falta de recursos económicos y por la necesidad de trabajar para ayudar a sus padres, Yulisa no ha podido estudiar la carrera profesional de Administración de Empresas que desea, en sus ratos libres le gusta escuchar música y en algunas ocasiones cocina una riquísima Carapulcra con Sopa Seca para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Yulisa trabaja como obrera en el área de manualidades de una empresa textil de su ciudad, ella trabaja todos los días por un aproximado de 10 horas y cree que le va bien por su buen desempeño y por el trato amable que brinda a los demás.
Yulisa se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar el mejoramiento de una habitación en su vivienda, ya que al acercarse la época de lluvias necesita refaccionar el techado y las ventanas de una habitación, de esta manera Yulisa y su familia tendrán mayor seguridad y bienestar, así pues ella seguirá trabajando y esforzándose para lograr su gran sueño de poder estudiar una carrera profesional.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 100
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD