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The client lives in her own house with her grandparents; her cousin lives in her own house. The client runs a business in her house: a shop where she sells food items such as bread, beverages, oil, vegetables, fruits, sweets and household items like soap and shampoo. Her business income helps her pay household expenses. The client has applied for a loan to stock more inventory of basic grains, oil, eggs, sweets, beverages, sugar, coffee, and more so that she can better serve her customers and also increase sales, which is a priority, as she wants to continue to help with household expenses.
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La clienta vive en casa propia con sus abuelos y su prima viven en casa propia, Ella posee una tienda de productos comestibles como pan, refrescos, aceites, verduras, frutas, golosinas y también de primera necesidad como: jabón y shampoo entre otras cosas tiene su negocio en su casa de habitación con las ganancias que obtiene ayuda en los gastos del hogar. La clienta solicita un préstamo por medio del cual pueda surtir aún más la tienda con granos básicos, aceite, huevos, golosinas, refrescos, azúcar, café, etc. de manera que pueda atender mejor a sus clientes y de esta misma forma mejorar sus ventas lo cual es su prioridad para seguir ayudando en los gastos de su hogar.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 802
    View loans »
    El Salvador Loans Fundraising
  • $25,698,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped this borrower to buy basic grains, oil, eggs, sweets, beverages, sugar, coffee, and more.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 4, 2013
Jun 17, 2013
Currency Exchange Loss:
Dec 19, 2013