Using her own initiative, Juliana works with determination and dedication in her own small business selling beauty products. She has a small space in her home where she sells cosmetics, creams, perfumes and other products. She works every day for approximately 8 hours. She feels happy in her work and believes that she is doing well because of the good prices she charges and the kind way she treats others.
Juliana is very grateful to Kiva lenders because, thanks to their help, she will be able to re-model her sales space. She would like to plaster and paint the walls. She would also like to buy a display case so that she can better display her products. Juliana will continue working hard to realize her biggest dream of owning her own home.
Por iniciativa propia, con mucho empeño y dedicación, Juliana trabaja en su pequeño negocio de venta de productos de belleza, ella ocupa un pequeño espacio en su vivienda donde vende cosméticos, cremas, perfumes y otros, Juliana trabaja todos los días y puede hacerlo por un aproximado de 8 horas, ella se siente a gusto realizando su labor y cree que le va bien por los buenos precios y por el trato amable que brinda a los demás.
Juliana se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la remodelación del espacio que ocupa para sus ventas, ella desea tarrajear y pintar las paredes, adicionalmente comprará una vitrina para exhibir mejor sus productos, así pues Juliana seguirá trabajando y esforzándose para lograr su gran sueño de tener su casa propia.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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