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Juliana Elizabeth
Juliana is 23 years old, single, and lives in the city of Pisco with her parents and siblings. She is a very friendly, hard-working, enthusiastic person who has a great desire to improve herself. Unfortunately, owing to a lack of financial resources and the need to work in order to help her parents, Juliana was unable to study for a degree in accountancy as she would have liked to. In her free time, she likes supporting her mom with the housework and she sometimes cooks a delicious barbecue to share with her family.

Using her own initiative, Juliana works with determination and dedication in her own small business selling beauty products. She has a small space in her home where she sells cosmetics, creams, perfumes and other products. She works every day for approximately 8 hours. She feels happy in her work and believes that she is doing well because of the good prices she charges and the kind way she treats others.

Juliana is very grateful to Kiva lenders because, thanks to their help, she will be able to re-model her sales space. She would like to plaster and paint the walls. She would also like to buy a display case so that she can better display her products. Juliana will continue working hard to realize her biggest dream of owning her own home.
View original language description ↓
Juliana es una mujer de 23 años, es soltera, vive en la ciudad de Pisco con sus padres y hermanos, ella es una persona muy amable, trabajadora y entusiasta, que tiene un gran deseo de superación; lamentablemente por falta de recursos económicos y por la necesidad que tiene de trabajar para ayudar a sus padres, Juliana no ha podido estudiar la carrera profesional de Contabilidad que desea, en sus ratos libres le gusta apoyar a su mamá en los que aceres del hogar y en algunas ocasiones cocina una riquísima Parrillada para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Juliana trabaja en su pequeño negocio de venta de productos de belleza, ella ocupa un pequeño espacio en su vivienda donde vende cosméticos, cremas, perfumes y otros, Juliana trabaja todos los días y puede hacerlo por un aproximado de 8 horas, ella se siente a gusto realizando su labor y cree que le va bien por los buenos precios y por el trato amable que brinda a los demás.
Juliana se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la remodelación del espacio que ocupa para sus ventas, ella desea tarrajear y pintar las paredes, adicionalmente comprará una vitrina para exhibir mejor sus productos, así pues Juliana seguirá trabajando y esforzándose para lograr su gran sueño de tener su casa propia.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 85
    View loans »
    Peru Loans Fundraising
  • $59,005,925
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Juliana Elizabeth to re-model her sales space and to buy a display case.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 31, 2013
Jun 17, 2013
Currency Exchange Loss:
Jul 17, 2014