Yolanda Del Carmen
Update on Yolanda Del CarmenYolanda, 47, is a single mother. She lives with her 15-year-old daughter in her own home. She has a business selling fruits and vegetables in the market that is close to where she lives. She has a lot of customers. They seek her out because her products are fresh and sold at good prices. With her earnings, she is able to cover her household expenses. Yolanda is applying for a loan to be able to buy more wholesale fruits and vegetables, continue with her business, and be able to give her daughter what she needs with no restrictions.
Previous Loan DetailsYolanda del Carmen, 46, lives with her 2 daughters, who are in school. She has a business selling a variety of fruits and vegetables in the central market in the neighborhood where she lives. She has been doing this work for 14 years, and so she has regular customers. She works very hard to… More from Yolanda Del Carmen's previous loan »
About Apoyo IntegralApoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
About El Salvador
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Success!! The loan was 100% repaid