Update on Zemstaaba GroupBernadette represents the Zemstaaba group. She is doing well. She is married and the mother of 2 children. The eldest is 20 years old and the youngest, 7. Both of them go to school.
Bernadette has been running a shop for 8 years. She gets her supplies in a large shop in town. Her customers are men and women who live in her area. She would like to buy a can of oil, 2 boxes of soap and 2 bags of rice for resale. She saves her profits in order to strengthen her business. Her goal is to expand her business activities and improve her family's living conditions.
Mme est gérante d’une boutique depuis 08ans. Elle s’approvisionne dans une grande boutique en ville. Ses clients sont les hommes et femmes du quartier.
Mme veut s’acheter 01bidon d’huile, 02carton de savon et 02sacs de riz pour revendre.
Elle épargne ses bénéfices pour renforcer son activité. Mme ambitionne agrandir son champ d’activité et améliorer les conditions de vie de sa famille.
Previous Loan DetailsMme BERNADETTE is the leader of the group called ZEMSTAABA. She is married and the mother of two children. The older is 19 and the younger is 6 years old. Both go to school and she is responsible for two persons. Bernadette has been selling rice for seven years. She buys her supplies at the… More from Zemstaaba Group's previous loan »
About Micro Start/AFDThis loan is administered by Micro Start/AFD, Kiva’s first Field Partner in Burkina Faso. Micro Start/AFD’s mission is to improve families' living conditions in general, and those of women in particular, by facilitating access to financial and non-financial services.
Micro Start/AFD is a professional microfinance institution offering financial services, advice, and training. One of the organization’s principal aims is to collect obligatory and voluntary savings that foster clients’ financial independence. Micro Start/AFD also focuses on building female entrepreneurs’ skills in management and business administration and improving the living conditions in its clients’ communities. More information can be found on Micro Start’s Kiva Field Partner Page.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
About Burkina Faso
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Success!! The loan was 100% repaid
- Repayment Term
- 8 months (Additional Information)
- Repayment Schedule
- May 31, 2013
- Jun 16, 2013
- Currency Exchange Loss:
- May 17, 2014
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.