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Murorunkwere S. Emerthe was born in 1963 and lives in Kimisagara. Murorunkwere was married in 1993, but her husband was killed one year later. She has three children and is in charge of two orphans. She began her business in 1996 taking a small amount of money from Nyarugenge money lenders (20,000RWF). She started selling crops. At the end of 1997, she had saved 450,000RWF. She started a new business going to Kampala to buy clothes and selling them in a small shop. She has been able to build a house with value of five million RWF.

She is requesting a loan of 500,890 RWF to increase her capital and expects to go to Dar-es-Salaam to purchase additional stock.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 38
    View loans »
    Rwanda Loans Fundraising
  • $13,303,700
    Funds lent in using Kiva
  • 541.5
    Rwanda Francs (RWF) = $1 USD