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Jose Luis

Update on Jose Luis

Jose continues working as a farmer, having been in this business for some time. He says that his previous loan went well as he used it to buy potato seeds to sow. He is also requesting a loan to sow potatoes on this occasion. He will buy potato seed and prepare his land for planting. Jose feels happy and grateful to the institution for the opportunity they are giving him as he is growing and improving his business.
View original language description ↓
El Sr. Jose sigue con la misma actividad el es agricultor desde hace ya bastante tiempo, cuenta que le fue bien con el anterior crédito ya que lo utilizo en la compra de semillas para la siembra de papa, en esta ocasión solicita el crédito para la siembra de papa también comprara semillas y para el preparado de la tierra, se siente feliz y agradecido por la oportunidad que le brindan ya que está creciendo y mejorando su actividad.

Previous Loan Details

Jose is 27 years old, he is not married, but he lives with his partner with whom he has three children aged 2, 3 and 4 years old. He is a farmer with a plot of land in the town of San Carlos Limoncito. Jose is a longstanding customer of the institution as this loan is his second loan cycle within... More from Jose Luis's previous loan »

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Bolivia

  • $5,500
    Average annual income
  • 229
    View loans »
    Bolivia Loans Fundraising
  • $31,614,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Jose Luis to buy potato seeds to sow and to prepare his land.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
May 24, 2013
Listed
Jun 17, 2013
Currency Exchange Loss:
N/A
Ended:
Jan 18, 2015
This photo was used before for a previous loan for Jose Luis. It was first posted on Kiva on May, 2012. Learn More