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Heriberta lives in the city of La Libertad, Ecuador. She began her business thanks to working capital given her by her husband, which enabled her to have some extra money. This is how she started with a shop in her home, where she works alone from 8:00 a.m. to 9:00 p.m. She made up her mind to undertake a loan with Banco D-Miro because she wishes to expand her shop and her home.
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La Sra. Heriberta reside en la ciudad de La Libertad – Ecuador, el cliente empezó a su negocio gracias a capital cedido por su esposo para que tuviera un dinero extra, es así como inicio con un bazar en su domicilio donde trabaja sola desde las 08:00 hasta las 21:00, se decidió a realizar un préstamo en Banco D-MIRO porque desea ampliar su local y poder ampliar su vivienda.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.


About Ecuador

  • $10,600
    Average annual income
  • 57
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,625 helped Heriberta to expand her shop and her home.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 14, 2013
Jun 19, 2013
Currency Exchange Loss:
Jul 2, 2014