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Mrs. Penda is a woman who is active in the marketing of fabrics. She has a stall in the communal market and has 10 years' experience in the business.

She is married and the mother of five children. She helps her husband in managing daily expenditures and pays for her children's school fees.

Mrs. Penda needs this 100,000 XOF credit loan to increase revenue and buy fabrics she then resells at the market. She starts her day at 9 am to finish at 6 pm.

In the future she wants to increase revenues with the help of IMCEC, so she can acquire a large store and develop a monopoly over the sales of fabric in her district.
View original language description ↓
Madame Penda est une femme qui s'active dans la commercialisation de tissus. Elle a une cantine au marché de la commune et a une expérience de 10ans dans son activité. Elle est mariée et mère de 5 enfants, elle aide son mari dans la gestion de la dépense quotidienne et paye les scolarités de ses enfants. Madame Penda a besoin de ce crédit d'un montant de 100 000 pour augmenter ses revenus et acheter des tissus qu'elle revend au marché. Elle commence sa journée à 9h pour la terminer à 18h. A l'avenir elle souhaite avec l'aide de l'imcec augmenter ses revenus et pouvoir acquérir d'un grand magasin et avoir le monopole de vente de tissus dans sa commune .

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

About Senegal

  • $2,300
    Average annual income
  • 89
    View loans »
    Senegal Loans Fundraising
  • $13,894,575
    Funds lent in using Kiva
  • 491.1
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD