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Joise
Joise is a 51-year-old married woman. Five years ago she started a business of selling fabric in her community. She buys different fabrics in various colors and designs from the market at wholesale rates and then sells them in her area. She works day and night to improve the living conditions of her family. She makes enough revenue to meet the daily demands of her family.

She applied for a loan of Rs 20,000 to buy different fabrics such as lawn and chiffon, according to her customers' demands. She believes that this loan will be helpful in business expansion and wishes to spend part of revenue on the betterment of her family members.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $3,004
    Average annual income
  • 160
    View loans »
    Pakistan Loans Fundraising
  • $13,278,425
    Funds lent in using Kiva
  • 98.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Joise to buy different fabrics such as lawn and chiffon, according to customers' demands.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 29, 2013
Listed
Jun 17, 2013
Currency Exchange Loss:
Possible
Ended:
May 17, 2014