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Djiguiya 2 (Soutien) Group
In this Group: Sirantou, Ami, Pine, Rokia, Djiole, Kadia, Sitan, Gnangna
The members of the Djiguiya 2 group are married. Their average age is 30 and they have, on average, 6 children. They live in Sikouna 2, one of the villages of the Fana Sous-prefecture, Republic of Mali, in polygamous families with their husbands, co-spouses, parents-in-law, brothers, sisters, and children.



They are essentially engaged in selling grocery items: bags of powdered milk, packets of pasta, dried and smoked fish, sugar, salt, soap, etc. With confidence in each other and united by ties of work and friendship, these women have decided to collaborate with the loan program of Soro Yiriwaso this year. This is their first loan as a group. They generally procure their merchandise in the big open-air market in Fana or at the Marka Coungo fair, their economic metropolis for the aforementioned items.



They sell on a cash or credit basis, generally retail, at the same fair, under shed roofs, on tables, often even on the ground, or as ambulant salespeople going to village houses. Their clientele is essentially composed of women, children and male heads of families wanting to vary their meals.



With this loan, the women of Djiguiya will purchase 50 packets of pasta, 10 kg of fish, 20 bags of powdered milk, 10 kg of sugar, packets of tea, etc., that is, they will spend 50,000 FCFA, hoping to make a monthly average profit of 15,000 FCFA with which they plan to make payments on the loan, re-invest in their businesses, and contribute to family living expenses.

Translated from French by Teresa Kramer, Kiva volunteer




Les membres du groupe Djiguiya 2 sont mariés avec une moyenne d’age de 30 ans 6 enfants et vivent à Sikouna 2 un des villages de la sous préfecture de Fana (Région de Koulikoro République du Mali) dans des familles polygames avec leurs maris, des coépouses, les beaux parents, les frères, les soeurs et les enfants.



Elles exercent essentiellement le commerce d’articles divers qui s’apparente à une munie alimentation : sachets de lait en poudre, paquets de pâtes alimentaires le poisson fumé, séché sucre, sel de cuisine savon etc.
Se faisant réciproquement confiance et unies par des liens de travail et de d’amitié ces femmes ont décidés de collaborer avec le programme crédit de Soro Yiriwaso cette année. Elles sont à leur premier prêt de groupe.
Elles s’approvisionnent généralement au grand marché de Fana ou à la foire de Marka coungo leur métropole économique pour les articles ci-dessus cités.



Elles effectuent leurs ventes au comptant à crédit généralement en détail dans la même foire sous des hangars sur des étales souvent a même le sol, d’une façon ambulante devant dans les maisons aux villages .La clientèle est essentiellement composée de femmes d’enfants et de pères de famille désirant changer de repas



Avec ce prêt ces femmes du groupe Djiguiya en achetant 50 paquets de pâte alimentaires ,10kg de poissons, 20 sachets de lait en poudre 10 kg de sucre des paquets de thé etc. soit une dépense de 50000FCFA espèrent réaliser un bénéfice mensuel moyen de 15 000FCFA avec lequel elles envisagent payer les intérêts de prêt investir dans leurs activités et contribuer aux dépenses de la famille. essentiellement dans leurs activités.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,200
    Average annual income
  • 154
    View loans »
    Mali Loans Fundraising
  • $11,272,850
    Funds lent in using Kiva
  • 414.6
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Djiguiya 2 (Soutien) Group's $975 loan helped a member purchase of various goods for re-sale

Achat de divers articles.

100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Aug 1, 2008
Listed
Jul 18, 2008
Currency Exchange Loss:
Covered
Ended:
Mar 16, 2009