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Gertrude is married with eight children, and two of her children go to school. She also takes care of additional family members (sister-in-law).

Gertrude has a business of a retail shop and has been in this business for 1 ½ years. She has applied for a loan of 800,000 Uganda shillings from MCDT-SACCO to buy more bags of sugar, cartons of salt, boxes of soap, cooking oil, rice and beans. She works seven days out of every week in a shop and sells on a retail basis only. She generates additional income from rental rooms.

Her major business challenges include seasonality, transportation and the ever-increasing prices of commodities in Uganda. She aspires to own a fully stocked retail shop and also to buy a delivery van to ease in transportation.

Gertrude resides in her own house, and the family has access to electricity and piped water. Her monthly expenses include school fees and paying utility bills.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 289
    View loans »
    Uganda Loans Fundraising
  • $31,076,375
    Funds lent in using Kiva
  • 2,583.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Gertrude to buy more bags of sugar, cartons of salt, boxes of soap, cooking oil, rice and beans.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Jun 10, 2013
Jun 17, 2013
Currency Exchange Loss:
Oct 20, 2013