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Update on Svetlana

Svetlana is from Melitopol. This city is located near the Azov sea resort area, where a lot of tourists always come during the summer. During the year, Svetlana sells at the local markets in her city, and is involved in traveling sales at the seashore during the summer season. This time once again, she plans to buy necessary merchandise and go work in Kirillovka. Svetlana intends to use the loan in the amount of 21 000 hryvnia to purchase souvenirs, pictures, watches, gifts and other small items for sale in the tourist resort areas.
View original language description ↓
Светлана родом из Мелитополя. Этот город находится недалеко от курортной зоны Азовского моря, где летом всегда отдыхает множество туристов. В течение года Светлана торгует на местных рынках своего города. А в летний сезон занимается выездной торговлей на побережье моря. Вот и в этот раз она планирует поехать работать в Кирилловку, предварительно закупив нужный товар. Светлана намерена использовать кредит в размере 21 000 гривен для того, чтобы приобрести сувениры, картины, часы, подарки и прочие мелочи на продажу в зонах отдыха туристов.

Previous Loan Details

Svetlana lives in Melitopol. She sells various goods at a local shopping centre where she rents space for her shop. She has been in this line of work for 12 years and has acquired considerable experience in customer relations. Svetlana has turned to Kiva for a loan of 10,000 hryvnia in order ... More from Svetlana's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 7
    View loans »
    Ukraine Loans Fundraising
  • $6,400,750
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,600 helped Svetlana to purchase souvenirs, pictures, watches, gifts and other small items for sale in the tourist resort areas.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 7, 2013
Jun 14, 2013
Currency Exchange Loss:
Jul 17, 2014