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Cerila
This is Cerila, 53, a resident of Silang, Cavite, Philippines. She is married to Roberto, her business partner, and a mother to her children. She, together with her husband, manages their own household while operating the business. At this time, she is working hard to continually provide income for their everyday expenses.

Cerila operates a vegetable farm. She grows vegetables and some sweet potato in their farm located in Cavite, in the highlands where it is suited to growing vegetables and fruit. She sells her product at the market and fruit stores that she regularly supplies and to the local community. She earns a minimum of Php 1000 in sales every week.

To help her continue operations of her business, she is requesting a Php 10,000 loan. She will be utilizing the loan to buy fertilizer and farm inputs for her business. Part of the loan will go to the maintenance of her farm. She expects a boost in her business income as she expands her business.

Cerila dreams of being able to give all her family a good life and hopes to expand her business. She meets up with her co-fellowship members to share stories of her work every week and draw strength and inspiration from the Word of God she studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay Micro Finance loans.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $1175
    Average annual income
  • 377
    View loans »
    Philippines Loans Fundraising
  • $50,744,100
    Funds lent in using Kiva
  • 43.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Cerila to pay for fertilizer and farm inputs for her business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 31, 2013
Listed
Jun 17, 2013
Currency Exchange Loss:
Possible
Ended:
Oct 20, 2013