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Hoa was born in 1971. She has two children who are learning at the university and the 11th grade. Her husband grows landscape trees to earn a living. He earns about 4,000,000 VND per month. Hoa sells fruits in a market and helps her husband grow trees. She has done this job for seven years. She earns about 4,000,000 VND per month. Her family’s total income is about 8,000,000 VND per month. Her challenge in work is the lack of capital. Her dream is to raise her children well and invest in growing landscape trees. This loan is one of the steps to help her reach her dream. She is a passionate businesswoman. She has participated in SEDA’s credit program since 2013. In this first loan cycle, she wants to borrow 5,014,000 VND to buy more fruits to sell and to plant landscape trees.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

About Vietnam

  • $5,600
    Average annual income
  • 97
    View loans »
    Vietnam Loans Fundraising
  • $14,759,350
    Funds lent in using Kiva
  • 21,004.3
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Hoa to buy more fruits to sell and to plant landscape trees.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 14, 2013
Jun 17, 2013
Currency Exchange Loss:
May 17, 2014