Ofelya lives in Khachatryan village in Tavush area. Ofelya is a really hard-working woman, since she combines her work with their farming activities. She works as a leading specialist in her village agriculture. For many years Ofelya and her husband lived and worked in Azerbaijan, but 25 years ago they came back to their homeland because it was a really peaceful and native land where they could live and have children. They have two daughters who are married and live with their families.
Ofelya asks a loan of 500,000 Armenian drams to buy three bee colonies, two piglets, some chickens, and animal fodder. It is Ofelya’s first loan from Kiva but she has taken from Nor Horizon already twice and successfully paid it back.
About “Nor Horizon”
“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.
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Success!! The loan was 100% repaid