Maia is a 36-year-old married woman with 1 child. She makes and sells food in her community to earn a living. She has just decided to operate a food stall business selling pork cake, donuts, mince pie, and ice cake, but she has been cooking and baking for many years. Maia needs a loan to buy ingredients such as flour, cooking oil, mutton flaps, sacks of onions, salt, soya, foam cups, cordial, sugar, and garlic for her business. She plans to use her profits to support her family and to maintain her business. Maia has been a member of SPBD since 2013.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.