Lina is a 42-year-old married woman with seven children. She operates a small shop in her community. She has five years of experience with this business.
Lina has requested a loan to restock her shop. She wants to purchase accessories like sacks of sugar, flour, snacks, boxes of cigarettes, ice blocks, soft drinks, boxes of canned food. She plans to use her profits to support her family financially. She has been a member of SPBD since 2009.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.