Helen is a 22-year-old single mother with one child. She operates a dressmaking business venture. She has five years of experience in this line of business. Helen needs a loan to buy more variety of fabric, fabric paint and the like, plus a new overlock sewing machine for her business. She hopes to use her profits to improve her business and to support her family financially. She joined SPBD in 2011.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.