On her own initiative, with a lot of effort and dedication, Lidia works as a field worker on a farm in her city. She does ploughing, sowing, harvesting, and other kinds of work. Lidia works every day for approximately ten hours and she thinks it is going well because of her good work performance and because of her friendliness towards the others.
Lidia is very grateful to Kiva lenders, since thanks to them she will be able to make improvements to her home. She wants to buy building materials to strengthen and plaster the walls of her home so she will have greater security and well-being. She will continue working and endeavouring to achieve her great dream of completely finishing her house.
Por iniciativa propia, con mucho empeño y dedicación, Lidia trabaja como obrera de campo en un fundo agrícola de su ciudad, ella realiza labores de arado, sembrado, cosecha y otros, Lidia trabaja todos los días por un aproximado de 10 horas y cree que le va bien por su buen desempeño y por el trato amable que brinda a los demás.
Lidia se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar el mejoramiento de su vivienda, ya que desea comprar materiales de construcción para reforzar y tarrajear las paredes de su hogar, de esta manera Lidia tendrá mayor seguridad y bienestar, así pues ella seguirá trabajando y esforzándose para logra su gran sueño de terminar la construcción total de su vivienda.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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