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Lidia Flor
Lidia is a 30-year-old woman. She is single and lives in the city of Camana. She is a very friendly, hard-working, and enthusiastic person who strives to get ahead. Unfortunately Lidia could not study towards a degree due to a lack of economic resources and because she had to work from a very young age to help her parents. In her free time she likes to walk through the friendly streets of her city and sometimes she cooks a delicious chicken to share with her family.

On her own initiative, with a lot of effort and dedication, Lidia works as a field worker on a farm in her city. She does ploughing, sowing, harvesting, and other kinds of work. Lidia works every day for approximately ten hours and she thinks it is going well because of her good work performance and because of her friendliness towards the others.

Lidia is very grateful to Kiva lenders, since thanks to them she will be able to make improvements to her home. She wants to buy building materials to strengthen and plaster the walls of her home so she will have greater security and well-being. She will continue working and endeavouring to achieve her great dream of completely finishing her house.
View original language description ↓
Lidia es una mujer de 30 años, es soltera, vive en la ciudad de Camana, ella es una persona muy amable, trabajadora y entusiasta, que dedica todos sus esfuerzos por salir adelante; lamentablemente por falta de recursos económicos y por la necesidad que tuvo de trabajar desde muy joven para ayudar a sus padres, Lidia no pudo estudiar una carrera profesional, en sus ratos libres le gusta pasear por las acogedoras calles de su ciudad y en algunas ocasiones cocina un riquísimo Pollo para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Lidia trabaja como obrera de campo en un fundo agrícola de su ciudad, ella realiza labores de arado, sembrado, cosecha y otros, Lidia trabaja todos los días por un aproximado de 10 horas y cree que le va bien por su buen desempeño y por el trato amable que brinda a los demás.
Lidia se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar el mejoramiento de su vivienda, ya que desea comprar materiales de construcción para reforzar y tarrajear las paredes de su hogar, de esta manera Lidia tendrá mayor seguridad y bienestar, así pues ella seguirá trabajando y esforzándose para logra su gran sueño de terminar la construcción total de su vivienda.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 91
    View loans »
    Peru Loans Fundraising
  • $58,960,675
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Lidia Flor to make improvements to her home.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 30, 2013
Jun 18, 2013
Currency Exchange Loss:
Jul 17, 2014