Gaudy, who is 30 years old, has been married eight years and has worked the last two years selling all kinds of Nicaraguan footwear. She acquires all of these shoes from a wholesale distributor located in Pasos Canoas. Her mother helps sell her make some sales and also accompanies her while making purchases for orders she has made. She is able to easily purchase and make pick ups because she drives and has a vehicle that allows her to work more quickly. Gaudy is applying for this loan in order to purchase more merchandise and to cover these costs, seeing as she has sufficient customers who prefer her for high quality and reasonably prices shoes. She selected Fundación Mujer because she lives in an area with difficult access, and this is the first time they have visited to offer loans to small business owners. They offer low interest rates and minimal requirements. In the future Gaudy plans to display many different shoes from her home and have plenty of merchandise to offer all of her customers.
Gaudy, 30 años de edad, casada desde hace ocho años, ella se dedica a vender todo tipo de calzado Nicaraguence desde hace dos años, ella consigue estos zapatos en una distribuidora ubicada en Paso Canoas, donde le venden al por mayor, su madre le ayuda a vender algunos zapatos y la acompaña a realizar las compras de los pedidos que realizan. La compra y distribución se le facilita porque ella maneja y cuenta con un vehículo para trabajar más rápido. Doña Gaudy desea este crédito para comprar más mercadería y poder cubrir los encargos que le realizan; ya que tiene suficiente clientela que la prefiere por la buena calidad de los zapatos y los cómodos precios que ofrece.Ella eligió a Fundación Mujer ya que vive en una zona de difícil acceso donde es la primera vez que llegan a ofrecer créditos para micro empresarias con pocos requisitos y bajas tasas de interés. En un futuro ella planea exhibir diferentes zapatos desde su casa y contar con suficiente mercadería para ofrecer a toda su clientela
More information about this loan
In Costa Rica, funding for microfinance institutions is hard to come by, and many institutions find themselves having difficulty growing and reaching all the demand for loans that exist. Kiva works with Fundacion Mujer because it attends a very marginalized population in Costa Rica, with a specific focus on women. In addition to the loan, Fundacion Mujer provides specialized training programs for their borrowers on everything from computer classes to salon training. Because of the difficulty in obtaining capital in Costa Rica, Fundacion Mujer cannot serve all the women that need loans. Therefore Kiva plays a unique role in helping Fundacion Mujer grow its portfolio and reach borrowers it otherwise would not be able to.
About Fundacion Mujer:
Fundación Mujer is an organization specializing in the financial and personal development of female entrepreneurs in Costa Rica. They seek to reach underserved populations that may include indigenous communities, immigrants, refugees, victims of domestic violence or women living with HIV/AIDS. Fundación Mujer offers courses in both business and personal development, as well as training in concrete skills such as sewing and other crafts.