Fegauai is 46 years old and married with 7 children. She wants to start a small business making and selling pancakes in her community. To do this, she needs a loan to buy flour, dripping oil, sugar, baking powder, and plastic bags. In the future, Fegauiai hopes to earn enough profit to improve her business and to help her family’s commitments. She joined SPBD in 2013 to gain access to financial services.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.