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Elisabeth Gnima's Group
In this Group: Elisabeth Gnima, Kinta, Antoinnette, Awa
This group consists of four women who come from the same village. They show great solidarity as a group, they get along very well with one another and they have a reputation of being very hardworking women. Their main activity is small retail business.

Elisabeth (standing on the left-hand side and raising her right hand) is the group's featured borrower. She is 29 years old. In spite of her young age, she is very experienced in her activity, which consists in buying and selling pigs. She is married and the mother of two children aged 3 and 5 years old. She buys young pigs from the villagers, fattens them for about 40 days, and then resells them alive or slaughters them during the Holidays and other religious celebrations.

With her new loan, she will buy about 15 pigs at an average price of 10,000 CFA francs per pig. She will fatten them for resale and make a 20,000 CFA franc profit margin per pig.

With the profits from her business, she will be able to take a very active part in the management of the household's expenses and she will also strengthen her savings.
View original language description ↓
Ce groupe composé de 04 femmes qui sont issues du même village, très solidaire entre elles, ces femmes jouissent d’une très bonne entente et d’une réputation de femmes travailleuses. Elles ont comme activité principale le petit commerce.

Madame Elisabeth (debout à gauche avec la main droite levée), est l’emprunteuse vedette du groupe. Elle est âgée de 29 ans, malgré son jeune âge elle reste une femme très expérimentée dans l’activité d’achat et de vente de porcs. Elle est mariée et mère de 02 enfants de 03 et 05 ans. Elle achète de jeune porcs auprès des villageois les engraisse pendant une quarantaine de jours pour la revente à l’état ou faire des abattages à l’occasion des fêtes et autres cérémonies religieuses.

Avec son nouveau crédit elle va acheter une quinzaine de porcs au prix moyen de 10 000 F Cfa, les engraisser pour la revente moyennant une marge bénéficiaire de 20 000F Cfa par bête.

Les bénéfices tirés de son activité lui permettront de participer très activement à la gestion du foyer et au renforcement de son épargne.

Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $1,759
    Average annual income
  • 20
    View loans »
    Senegal Loans Fundraising
  • $12,848,050
    Funds lent in using Kiva
  • 492.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD