Raphael, a public service driver, lives in Mombasa Kenya. He is married and blessed with three school-going children. He knew Milango through his friends. He plans to start motorcycle transport and that’s why he seeks a loan of 21,100 Kenya shillings as additional capital for this new venture. He has an ambition of owning a vehicle in five years. The extra income that he gets will help him better his living standards and those of his family. He says that people need to be informed about business opportunities that are available for them to seize them.