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Helena
Helena is divorced and has 7 children. Even though she did not receive any formal education, Helena is a successful businesswoman. She sells packaged biscuits in Apewosika (near Cape Coast). She has been actively involved in this business for about 3 years. As the sole breadwinner in the family, Helena uses her income to provide for the entire family. Helena will use the loan to purchase increased amounts of packaged biscuits, thus helping to improve her overall sales. With the new profits from her expanded business, Helena plans to diversify the type of products that she sells, adapting to her customers’ changing preferences.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: http://www.kiva.org/partners/91 ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 22
    View loans »
    Ghana Loans Fundraising
  • $11,565,250
    Funds lent in using Kiva
  • 2.0
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Helena to purchase more packaged biscuits.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 30, 2013
Listed
Jun 15, 2013
Currency Exchange Loss:
Possible
Ended:
Oct 19, 2013