He requires a loan for the purchase of ceramic tiles for the bathroom of his home since he hopes to improve his family's quality of life and give them more comfort and security. Germán's dream is to have his own construction business since he makes a living as a civil engineer, in order to improve his earnings. This is the first time he is requesting a loan with IMPRO and Kiva.
Actualmente trabaja como empleado en una empresa privada por más de ocho horas al dia ya que con lo que gana debe cubrir los gastos de alimentación, educación y pago de servicios básicos de su familia.
El crédito lo requiere para la compra de cerámica para el baño de su vivienda ya que desea mejorar su calidad de vida y dar más comodidad y seguridad a su familia.
El sueño de Germán es tener su propia empresa de construcción ya que se dedica a la ingeniería civil, para mejorar sus ingresos.
Es la primera vez que solicita crédito junto a IMPRO y KIVA.
About IMPROIMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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