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Mrs. Ou S., 31, is a mother of four children, living in Boeng Kok Village, Kampong Cham Province. She is a pig raiser earning around $3 per day, while her husband is a security guard at the market, earning around $3 per day. One of her children is a bricklayer, while another is car washer. Part of their children's income helps to support the family's expenses. Due to increasing transportation expenses, S. would like to request a loan of $1000 to purchase a second hand motorcycle for household use. With the remainder of the loan, she plans to purchase more pigs to raise. The loan will allow her family to increase their income.

About Hattha Kaksekar Limited (HKL):

Hattha Kaksekar Limited (HKL) is one of Cambodia's largest and most successful microfinance institutions (MFIs). It is committed to helping its clients achieve their business goals by providing sound financial services, and thereby hopes to contribute to the social and economic development of Cambodia. HKL specifically targets women and poor families in order to help them achieve increased financial security and quality of life, by offering various credit programs and encouraging savings. In accordance with its mission and its commitment to operational and financial sustainability, HKL contributes part of its net profits every year to support social development in education and healthcare.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 39
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ou to purchase a second hand motorcycle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 9, 2008
Jul 29, 2008
Currency Exchange Loss:
Oct 15, 2009