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Sharofat is a married woman residing in the Khuroson region. She is 36 years old and has two daughters aged 15 and 8 and two sons aged 13 and 10. Her husband is currently working abroad in Russia. Sharofat has a high school education. She is a polite and hardworking woman.

Sharofat is simultaneously involved in growing crops and raising livestock. She began to work in these areas eight years ago and learned this craft from her parents. Sharofat loves her work and gets a good income. She uses the profit to improve conditions for her family. Her eldest son and daughter help her with the agricultural activities.

She is requesting a loan for agricultural activities. With the loan, Sharofat wants to buy mineral fertilizer, seeds for perennial vegetables, and fuel, as well as to pay for a tractor driver to till her land.
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Шарофат замужняя женщина, проживающая в районе Хуросон. Ей 36 лет и у нее две дочери 15 и 8 лет, два сына 13 и 10 лет. В данное время ее муж находится в России на заработках. Шарофат имеет среднее образование. Она вежливая и трудолюбивая женщина. Шарофат одновременно занимается и растениеводством и животноводством. Она начала работать в этих сферах 8 лет назад и научилась этим ремеслам у своих родителей. Шарофат любит свою работу и получает хороший доход. Она за счет прибыли улучшает бытовые условия в семье. Ей в ведении сельского хозяйства помогают старший сын и старшая дочь. Она запрашивает кредит для земледельческой деятельности. На сумму кредита Шарофат хочет приобрести минеральные удобрения, повторные семена овощей, топливо, а также оплатить трактористу за вспашку земли.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 122
    View loans »
    Tajikistan Loans Fundraising
  • $29,861,275
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Sharofat to purchase mineral fertilizer, vegetable seeds, fuel, and to pay for tractor services to prepare the land.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 20, 2013
Jun 14, 2013
Currency Exchange Loss:
Jun 17, 2014