Malia is a 58-year-old woman who is married with six children. She runs a business selling different merchandize in her community. She has many years of experience with this business. Malia has requested a loan to buy sacks of flour, sugar, boxes of herring, corned beef, dripping oil, yeast, soft drinks, cigarettes, Vailima beer, boxes of milk, mosquito coils and noodles. She plans to use her profits to support her family. She has been a member of SPBD since 2010.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.