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Sadagat, 49, is retired and on disability, married and the mother of two children, a son aged 25 and daughter aged twenty. She is a hardworking woman who dedicates herself completely to her family and her business selling women’s clothing and accessories.

Sadagat’s daughter is getting married. According to the custom in Azerbaijan, when a daughter is to be married a dowry such as furniture, appliances and other needed items is part of the marriage arrangement. How much the dowry is depends on the financial status of the daughter’s parents.

Sadagat is applying for a 1000 AZN loan to provide her daughter with a dowry of furniture. The loan will also be used to cover wedding expenses.

Additional Information

About VisionFund AzerCredit

This loan is administered by VisionFund AzerCredit (VF AzerCredit). VF AzerCredit is part of VisionFund International, which has microfinance banking operations in 40 countries. VF AzerCredit aims to provide sustainable financial services for people in Azerbaijan who are not able to access financing through the conventional banking system.

With branches stretching across Azerbaijan, VF AzerCredit currently serves over 40,000 active clients with a variety of loan products. Of over 20 regions in which VF AzerCredit operates, a strong majority are comparatively underserved rural areas.

For more information on VF AzerCredit, please visit its partner page. If you would like to support other VF AzerCredit clients, please see other loans currently fundraising from this Field Partner.


About Azerbaijan

  • $6,171
    Average annual income
  • 26
    View loans »
    Azerbaijan Loans Fundraising
  • $13,991,525
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Sadagat to support her daughter with a dowry and cover wedding expenses.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 4, 2013
Jun 14, 2013
Currency Exchange Loss:
Jul 17, 2014