Vasila is 34, married, and the mother of three children. To help her husband, Vasila works hard to be able to provide their children's needs and schooling because she wants them to be educated and become professionals. Her family lives together with her husband's pensioner parents. She always wanted to be mistress of her own home. Together, they built a house, but it should be renovated and equipped with household needs.
Vasila is asking for a loan of AZN 1,600 to purchase construction materials to start the repairs. They are grateful for this project and to the local communal bank for the opportunity it gives them to reach her dreams and those of her family.
About VisionFund AzerCredit:Vision Fund AzerCredit was established in 1996 to provide credit to ensure people can take control over their own lives and livelihoods.
While VF AzerCredit works both in the urban and rural areas of Azerbaijan, the emphasis is placed on providing loans to micro and small rural entrepreneurs and self-employed poor, covering remote areas, which are not bankable.
AzerCredit provides group loans, agriculture loans and household and family loans for small and micro entrepreneurs.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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