Fuao is 32 years old, married, and has five children. She runs a small business, selling chicken curry with rice and barbeque in her community. She has been doing this work for many years. Fuao has requested a loan, which she will use to buy boxes of chicken, dripping oil, bags of rice, boxes of sausages, sacks of flour, soy sauce and an oven. She joined SPBD in 2011 to gain access to capital. With her earnings, Fuao will invest in her children's education.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.