Faaea is a 44-year-old married woman with 10 children. She would like to start growing a vegetable garden to earn a living. She has requested a loan to buy seeds, fertilizers, rakes, a wheelbarrow and a chain saw. She has been a member of SPBD for 3 years. Faaea will spend her profits to improve her family's standard of living.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.