She has a buy-and-sell charcoal business in the Philippines, and also earns additional income from her general store. Melinda is borrowing PHP 20,000 through NWTF to buy an additional stock of charcoal to be sold through her buy-and-sell charcoal business.
Melinda has been sustaining her business activities through her past 26 loans from NWTF. She hopes that her hard work will help her attain her dream to save enough money to provide a secure future for her family.
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On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>
About Negros Women for Tomorrow FoundationNegros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to women in low-income urban and rural communities.
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