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Flor De Rosas De Escoma Group
In this Group: Maria Antonia , Juana , Rosa, Rufina , Maruja, Nancy, Maxima, Victoria
The "Flor de Rosas de Escoma" communal bank began will begin its first cycle with "Pro Mujer", through the Achacachi central office. The group is made up of eight members and is directed by a board, which is headed by the president, María. The members of the communal bank have businesses working in different areas including: selling fruits, cattle, meals and clothes and businesses making artisan ponchos, knitted gloves and scarves, and a grocery store.

This loan will benefit small businesses in the communal bank, of which María is a part. María tells us that this is her first time working with "Pro Mujer" and that she joined after one of the organisation's representatives came to visit her at her home. María currently has a business selling clothes and she tells us that she learned this trade helping her mother for six years. It was after this that she started her own business.

This loan will be used to increase her working capital by buying clothes at markets in the city of El Alto. María will then sell them at her own stall. This type of work allows María to earn money to support her household as best as possible. She is married and has five children.

When asked what she likes about "Pro Mujer" María says that she likes the health advice that is provided, as well as the training for the loans.
View original language description ↓
La A.C. “FLOR DE ROSAS DE ESCOMA” iniciará el primer ciclo en Pro Mujer, como parte del Centro Focal de Achacachi, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora María es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: artesanas de tejido de ponchos, venta de frutas, tejido de guantes y chalinas, venta ganado, venta de comida, tienda de barrio, venta de ropa.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora María es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de un promotor de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de venta de ropa; da a conocer que este negocio lo aprendió de su madre a quien ayudó por seis años, posteriormente decide emprender su propio negocio.

El crédito que ahora sacará es para el incremento del capital (compra de ropa) que adquirirá de las ferias de la ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene cinco hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en salud y crédito.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 230
    View loans »
    Bolivia Loans Fundraising
  • $31,576,425
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Flor De Rosas De Escoma Group's $1,850 loan helped a member to buy clothes.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 7, 2013
Listed
Jun 15, 2013
Currency Exchange Loss:
Covered
Ended:
Jan 17, 2014