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María Mercedes
Maria Mercedes owns a business where she sells basic grains, it's located in one of the busiest markets of the city of Leon.

She starts work early in the morning around 5:00 a.m. to offer her customers different types of basic products such as rice, sugar, oil, soap. She goes home to rest at 4:00 p.m. from Monday to Sunday.

The loan she is requesting to Ceprodel will be used to buy 30 sacks of rice which is being offered to her at a good price and she wants to take advantage of this opportunity to generate more income improving this way her family's lifestyle.
View original language description ↓
La señora María Mercedes posee un negocio de venta Granos Básicos, ubicadas en unos de los más populosos mercados de la ciudad león.

Ella inicia sus labores muy de mañana a las 5:00 am para ofrecerles a sus clientes las variedades de Granos Básicos como arroz, azúcar, aceites comestible, jabón, a su clientela retirándose a hogar alas 4:00 pm para descansar, horario que lo ejerce de lunes a domingos.

El crédito que está solicitando a Ceprodel será utilizado para compra de 30 quintales de arroz el cual se lo están ofreciendo a buen precio y quiere aprovechar esta oportunidad para generar mayores ingresos mejorando así el nivel de vida de ella y su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 75
    View loans »
    Nicaragua Loans Fundraising
  • $25,413,450
    Funds lent in using Kiva
  • 24.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped María Mercedes to buy rice.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
May 30, 2013
Jun 14, 2013
Currency Exchange Loss:
Jan 18, 2014